Property for Sale in Noida

Land in Noida is generally allotted by the development authority on lease, so for a resale flat or plot check the lease deed or registered sub-lease/conveyance deed, the authority's transfer memorandum and no-dues certificate, the occupancy and completion certificates, and that the project is registered with UP RERA. Confirm there are no pending authority dues before you pay.

Yes — banks and housing finance companies lend widely across Delhi NCR, provided the title is clear and the project or building is approved. Many projects are pre-approved by lenders, but the bank still runs its own legal and technical checks on your unit.

Most land in Noida is allotted by the Noida Authority on long-term lease, so most flats and plots are leasehold. Ownership can be bought and sold, but transfers go through the authority and its charges and dues apply.

A transfer memorandum is issued by the Noida Authority to record the transfer of a leasehold property to a new owner. For a resale purchase, make sure the TM is issued in your name after registry, and that the seller's dues to the authority are cleared.

Established sectors offer markets, schools and hospitals close by, while newer sectors along the Expressway offer modern societies. Shortlist by commute, metro access and the facilities you use every week.

Carpet area is the usable floor area inside your walls. Built-up area adds the thickness of the walls and sometimes balconies. Super (built-up) area also adds a share of common spaces such as lobbies, lifts and stairs. Under RERA, new projects must be sold on carpet area — always compare homes on carpet area and price per carpet sq ft.

Plan for stamp duty and registration (the rate depends on the state and sometimes on whether a woman is a buyer — confirm the current rate), legal fees, and for new flats GST, parking charges, preferential location charges, a maintenance deposit and any club membership. For resale homes, add brokerage and the cost of any repairs.

GST applies to under-construction flats. It does not apply to ready-to-move flats that have received an occupancy or completion certificate before the sale, or to resale homes. Check the GST and other charges in the builder's cost sheet before you book.

Search for the project by name or registration number on the UP RERA website. Check the promoter, the approved plans, the declared completion date, quarterly progress updates and any complaints. A project that must be registered but isn't is a serious warning sign.

Yes. NRIs and OCI card holders can generally buy residential and commercial property — flats, houses and plots for building — but not agricultural land, plantations or farmhouses, unless inherited. Payments must come through normal banking channels such as an NRE or NRO account.